Tax Comforter:
Apply Now, click here. Personal e-Banking customer click here to apply.
Successfully apply for Hang Seng Tax Comforter and draw down the loan, you are entitled to a First-month Payment Holiday(1) to enjoy one month deferred repayment!
Monthly flat rate as low as 0.12%(2) with full handling fee waiver(2).
High loan amount of up to 8 times of your monthly salary(3).
Cash directly credited to your designated Hang Seng Bank account(4).
No income proof is required if you have an auto-payroll relationship with us(5).
Customers with Hang Seng Payroll, Mortgage or Preferred Banking can enjoy preferential rate(6).

Tax Comforter Interest Rate & Monthly Repayment Table
Loan amount (HKD)
Customer Type
Monthly Flat Rate
Monthly Repayment Amount - Based on every HKD10,000 loan amount (APR)*
6 Months
9 Months
12 Months
18 Months
HKD5,000 - HKD99,999
Selected Hang Seng Customers
0.19%
HKD1,685.70
(3.97%)
HKD1,130.20
(4.16%)
HKD852.40
(3.68%)
HKD574.60
(3.93%)
Other Customers
HKD100,000 - HKD199,999
Selected Hang Seng Customers
0.16%
HKD1,682.70
(3.33%)
HKD1,127.20
(3.50%)
HKD849.40
(3.10%)
HKD571.60
(3.31%)
Other Customers
0.17%
HKD1,683.70
(3.55%)
HKD1,128.20
(3.72%)
HKD850.40
(3.29%)
HKD572.60
(3.52%)
HKD200,000 - HKD499,999
Selected Hang Seng Customers
0.13%
HKD1,679.70
(2.70%)
HKD1,124.20
(2.84%)
HKD846.40
(2.51%)
HKD568.60
(2.69%)
Other Customers
0.14%
HKD1,680.70
(2.91%)
HKD1,125.20
(3.06%)
HKD847.40
(2.71%)
HKD569.60
(2.89%)
HKD500,000 or above
Selected Hang Seng Customers
0.12%
HKD1,678.70
(2.49%)
HKD1,123.20
(2.62%)
HKD845.40
(2.32%)
HKD567.60
(2.48%)
Other Customers
0.13%
HKD1,679.70
(2.70%)
HKD1,124.20
(2.84%)
HKD846.40
(2.51%)
HKD568.60
(2.69%)
Selected Hang Seng Customers include Hang Seng Payroll, Mortgage or Preferred Banking customers.
 
Exclusive Interest Rate Offer for Prestige Banking Customers
Loan amount
(HKD)
Monthly Flat Rate
Monthly Repayment Amount - Based on every HKD10,000 loan amount (APR)*
6 Months
9 Months
12 Months
18 Months
HKD5,000 - HKD299,999
0.13%
HKD1,679.70
(2.70%)
HKD1,124.20
(2.84%)
HKD846.40
(2.51%)
HKD568.60
(2.69%)
HKD300,000 or above
0.12%
HKD1,678.70
(2.49%)
HKD1,123.20
(2.62%)
HKD845.40
(2.32%)
HKD567.60
(2.48%)
*
The calculation of the monthly repayment amount and the annualised percentage rate has taken the full handling fee waiver and the First-month Payment Holiday into account. The monthly repayment amount is rounded up to 1 decimal point. The above listed interest rate and the full handling fee waiver is applicable upon successful application for and drawdown of the loan on or before 31 December 2013 only. For details of the interest rate and handling fee thereafter, please call 2812 8000.
The minimum loan amount must be HKD5,000.
If customer's Tax Comforter application fails to meet our approval requirements, Hang Seng Bank Limited (“ Hang Seng”) may approve a loan to individual customers on a case-by-case basis but the interest rate and handling fee offered may be adjusted. For details, please contact Hang Seng staff. Customer will be notified of the relevant adjusted interest rate and handling fee upon loan approval. If customer agrees to accept such loan, Hang Seng will credit the loan amount to the designated Hang Seng Bank account according to normal procedures.


Contact Us
Call our 24-hour Personal Loan Application Hotline at 2812 8000
Visit our branches


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