Hang Seng Credit Card

Hang Seng Credit Card ─ A wide range of exclusive offers and rewards for your enjoyment!
3x Cash Dollars Reward
MasterCard®Traveler Rewards
Online Spending Privileges
Hang Seng Credit Card Rewards Programme
Other Privileges

Apply Online
Personal e-Banking Customer
Other Customer

3x Cash Dollars Reward(1)

From now until 31 December 2016, you can earn 3x Cash Dollars with your card for the following transactions:
i) Overseas spending and cash advance in foreign currencies
ii) Any transactions made via online in local and foreign currencies
iii) Interest-free instalment purchase with a net amount of HKD5,000 or above per transaction at local merchants

Please click here to register online or call 2998 6000 to register now! (Press “3” after language selection)

Notes :
(1) For details, terms and conditions, please click here.

MasterCard® Traveler Rewards

Upon successful registration, when you spend with your Hang Seng MasterCard at participating merchants under the MasterCard Traveler Rewards Programme*, which covers over a thousand of local and overseas merchants including online merchants, you will earn unlimited extra 5% MasterCard Traveler Reward Dollars on top of the Cash Dollars reward! You can redeem a HKD150 gift voucher or MasterCard Prepaid Card upon accumulative valid spending of every HKD3,000.

Please visit for details and registration.

Participating Merchants^ Include:

* MasterCard Traveler Rewards Programme is owned and provided by MasterCard International or its affiliates. Hang Seng Bank Limited (“Hang Seng”) is not responsible for any disputes arising from the programme. For more information, please call MasterCard Traveler Rewards Customer Service Team on (852) 3170 6700 (9am - 6pm from Mondays to Fridays, except Saturdays, Sundays and public holidays). The offers are subject to the relevant terms and conditions, please visit for details.
^ The above participating merchants are online merchants . To earn rewards at online merchants with this icon , customers must login to their MasterCard Traveler Rewards account, and enter merchant’s website from the dedicated link listed on the merchant details page to start shopping.

Online Spending Privileges

Hang Seng Credit Card is breaking new ground in online spending - Cash Dollars and Interest-free Instalment Plans are now available online to bring you double spending privileges. What’s more, coupled with the enhanced services from "One-Time Password" and "Digital Wallet", plus Online Spending Cash Dollars Rewards and fabulous merchant offers, a brand new online shopping experience is to start under your fingertips. For details, please visit

Hang Seng Credit Card Rewards Programme

Hang Seng Credit Card Cash Dollars(1): For every HKD250 retail spending with your card, you can earn $1 Cash Dollar which can be used as instant cash(2) at over 6,000 designated merchant outlets throughout Hong Kong, or to redeem gifts or cash coupons.
Merchant Dollars Rewards(1): You will earn Merchant Dollars of the specific merchant on top of Cash Dollars for every spending at the Merchant Dollars Designated Merchants. You can use the cumulative Cash Dollars and Merchant Dollars as cash(2) concurrently for the next purchase at the same designated merchants to enjoy double savings! Please click here for more details.

Terms and Conditions:
(1) Use of Cash Dollars and / or Merchant Dollars is subject to the Hang Seng Credit Card Membership Rewards Programme and / or the other relevant terms and conditions. For details, please call our 24-hour Hang Seng Credit Card Marketing Enquiry Hotline 2998 6899.
(2) Cash Dollars and / or Merchant Dollars are not applicable at designated merchants’ counters in department stores, and selected outlets of individual designated merchants. Individual designated merchant requires minimum spending for redemption of Cash Dollars and / or Merchant Dollars. Please check with the respective merchants for details.

Other Privileges

Enjoy year-round discounts of up to 64% at over 4,500 merchant outlets in Hong Kong
Enjoy merchant interest-free instalment offers of up to 24 months at designated merchants
Credit Card Interest-free Cash Instalment / Spending Instalment
Octopus Automatic Add Value Service
Free access to Personal e-Banking
Cash Advance Service(1)(2)

Terms and Conditions:
(1) For cash advance, a handling fee will be charged every time you use the service and the cash advance amount cannot exceed your available credit limit. For details of charges, please visit "Services Charges" of "Personal" Section at
(2) To further enhance the security for cash withdrawal at overseas ATM, the overseas ATM daily cash withdrawal limit (including cash advance) of all credit cards / spending cards will be pre-set to HKD0. If you would like to withdraw cash (including cash advance) at overseas ATM, you are required to activate the overseas ATM cash withdrawal function by setting the overseas ATM daily cash withdrawal limit and activation period in advance via designated activation channels. Please click here for details.

Apply online now and submit copies of your HKID Card and income proof of the latest month / latest tax return.

Note: All products, services and information regarding this promotion are directly sold and supplied to customers by the suppliers who are solely responsible for all related obligations and liabilities. Hang Seng reserves the right to vary or terminate the above offers and to amend the Terms and Conditions of the offers from time to time.

For enquiry, please call 2998 6899.


Contact Us

24-hour Hang Seng Credit Card Customer Services Hotline
2398 0000
24-hour Report Lost Card Hotline 2836 0838
More Service Hotlines
E-mail us
Visit our branches

Important Message to Readers and Internet Privacy Policy Statement
© Hang Seng Bank Limited
This link may allow you to access another HSBC Group website. Please read the terms and conditions of the linked website, which may differ from the terms and conditions of Hang Seng Bank Limited's website.