MUJI Card – MUJI cares about your basic needs and provides your daily necessities. The philosophy of MUJI is being applied to the MUJI Card which allows you to realise your life from the very basic.
Fabulous Welcome Offers
Exclusive Privileges for MUJI Card
Online Spending Privileges
Other Privileges

Apply Online
Personal e-Banking Customer
Other Customer

Fabulous Welcome Offers

Successfully apply for a MUJI Card on or before 30 June 2016 to get $200 MUJI Dollars.
For details of gifts and the Terms and Conditions, please click here.
Perpetual Annual Fee Waiver(1) for both Principal and Supplementary Card customers

Terms and conditions:
(1) Principal Card customer who does not own and has not owned any personal Credit Card Principal Card (except The Hong Kong Jockey Club Membership Card, Prestige World MasterCard, enJoy Card and Hang Seng CUP Credit Card) issued by Hang Seng in the past six months, and who is applying for his/her first Hang Seng Credit Card, will be entitled to a Perpetual Annual Fee Waiver; otherwise, One-year annual fee waiver (applicable for general customers) / seven-year annual fee waiver (applicable to full-time university / tertiary students) will be offered; Supplementary Card customers can enjoy the same annual fee waiver as the Principal Card customer when applied at the same time.

Exclusive Privileges for MUJI Card

For every HKD100 spending with MUJI Card at MUJI, you will earn $5 MUJI Dollars(1) that can be used as cash for next purchase at MUJI. You can also enjoy Hang Seng Credit Card Cash Dollars on all spending.
For every accumulated spending of HKD5,000(2) with MUJI Card at MUJI, an extra $50 MUJI Dollars will be rewarded.
Accumulated MUJI Dollars and Hang Seng Credit Card Cash Dollars can be used as cash concurrently within the same transaction(3) for next purchase at MUJI, so you can save even more everytime you shop.
Receive a MUJI Birthday Coupon(4) in your birthday month
Receive MUJI Card newsletter that keeps you up-to-date on upcoming MUJI products and exclusive offers

Terms and conditions:
(1) MUJI Dollars are valid for 15 months, counting from the MUJI Card annual anniversary month. Use of MUJI Dollars is subject to the terms and conditions of Hang Seng Credit Card Membership Rewards Programme. For details, please call our 24-hour Hang Seng Credit Card Marketing Enquiry Hotline 2998 6899.
(2) Accumulated spending will be calculated in every June and December. Extra MUJI Dollars will be credited to the customer's MUJI Card account in every August and February respectively, and the card account must still be valid and in good condition when the extra MUJI Dollars are credited.
(3) When the customer chooses to redeem MUJI Dollars and Hang Seng Credit Card Cash Dollars ("Cash Dollars") upon purchase at MUJI, MUJI Dollars would be debited first until all MUJI Dollars accumulated in the card account have been used up, then the Cash Dollars in the card account would be debited until the total amount of the transaction is paid up. If the sum of all the accumulated MUJI Dollars and Cash Dollars is not sufficient to settle the bill, the outstanding transaction amount would be charged to the MUJI Card account.
(4) Please refer to the MUJI Birthday Coupon for details of the Terms & Conditions.

Online Spending Privileges

Hang Seng Credit Card is breaking new ground in online spending - Cash Dollars and Interest-free Instalment Plans are now available online to bring you double spending privileges. What’s more, coupled with the enhanced services from "One-Time Password" and "Digital Wallet", plus Online Spending Cash Dollars Rewards and fabulous merchant offers, a brand new online shopping experience is to start under your fingertips. For details, please click here.

Other Privileges

Platinum Card Exclusive Offers(1) include Hotel Dining Privileges, instant discount on Gasoline at Caltex, the privilege of reserving a seat in The Hong Kong Jockey Club VIP Box at Happy Valley and Sha Tin Racecourses on race days and exclusive year-round offers with your Platinum Card at an array of renowned restaurants and prestigious merchants.
For every spending of HKD250 by your card, you will earn $1 Cash Dollar(2) that can be used as instant cash(3) at over 6,000 designated merchant outlets. You can also use Cash Dollars to redeem gifts or cash coupons.
You will earn Merchant Dollars(2) of the specific merchant on top of Cash Dollars for every spending at the Merchant Dollars designated merchants. You can use the cumulative Merchant Dollars and Cash Dollars as cash(3) concurrently for the next purchase at the same designated merchants to enjoy double savings! For details, please click here
Enjoy year-round discounts of up to 64% at over 4,600 merchant outlets
Enjoy merchant interest-free instalment offers of up to 24-month at designated merchants in Hong Kong
Free Hang Seng Personal e-Banking and e-Statement Services

Terms and conditions:
(1) For details of Platinum Card privileges, please visit
(2) Use of Cash Dollars and / or Merchant Dollars is subject to Hang Seng Credit Card Membership Rewards Programme and / or other relevant terms and conditions. For details, please call our 24-Hour Hang Seng Credit Card Marketing Enquiry Hotline 2998 6899.
(3) Cash Dollars and / or Merchant Dollars are not applicable at designated merchants' counters in department stores, and selected outlets of individual designated merchants.

Apply online now and submit copies of your HKID and income proof of the latest month / latest tax return (please submit copies of your HKID and relevant Student ID Card if you are a full-time student applicant).

Note: All products, services and information regarding this promotion are directly supplied to customers by the suppliers who are solely responsible for all related obligations and liabilities. Hang Seng reserves the right to vary or terminate the offers and to amend the Terms and Conditions of the offers from time to time.

For enquiry, please call 2998 6899.


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