Hang Seng Bank

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This service is solely for personal and non-commercial use and for information and reference only. Re-distribution of any part in any means is strictly prohibited. Hang Seng Indexes Company Limited, Finet Holdings Limited, ET Net Limited, The Stock Exchange of Hong Kong Limited, Dow Jones Newswires, Macquarie Capital Securities Limited and Morningstar Asia Limited (together the "Information Providers") and Hang Seng Bank Limited (the "Bank") endeavour to ensure the accuracy and reliability of the information provided but the Information Providers do not guarantee its accuracy or reliability and accept no liability (whether in tort or contract or otherwise) for any loss or damage arising from any inaccuracies or omission. Where the information related to investment funds is sourced externally (as disclosed), the Bank has reasonable belief that such information is accurate, complete and up-to-date.

For information which is "Powered By" the Information Providers, it is being re-transmitted by the Bank in the ordinary course of business to you for information and reference purposes only. The Bank, its officers, employees, and agents did not devise, select, add to, modify or otherwise exercise control over its contents.

This service should not be regarded as an offer or solicitation to sell investments in any jurisdiction to any person to whom it is unlawful to make such an invitation or solicitation in such jurisdictions.

With effect from 1 August 2008, the relevant webpages for investment funds are exempted from pre-vetting and authorization by the Securities and Futures Commission in Hong Kong ("SFC") pursuant to the Securities and Futures Ordinance. As such, such webpages (including the changes made subsequent thereto) have not been reviewed by the SFC. The information contained is not intended to provide professional advice and should not be relied upon in that regard. Persons accessing these pages are advised to obtain appropriate professional advice where necessary.

Investors should note that investment involves risks (including the possibility of loss of the capital invested), prices of fund units may go up as well as down and past performance information presented is not indicative of future performance. Investors should read the relevant fund's offering documents (including the full text of the risk factors stated therein (in particular those associated with investments in emerging markets for funds investing in emerging markets)) in detail before making any investment decision.

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