Traditional Chinese
 

Mortgage Repayment Plans



"Straight-line" Repayment Plan
Fixed instalment amount for better financial planning.

"Step-up" Repayment Plan
Increase instalment amount each year according to your pre-set target (from 1% to 10%), thereby speeding up principal repayment to shorten repayment period and save interest expenses.

Fortnightly Repayment Plan
More frequent instalments speed up principal repayment to shorten repayment period and save interest expenses.

The above information is for reference only. Please contact our staff for full details of the related terms and conditions.
 
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Reference Rates

Hang Seng's HKD Prime Rate
Hang Seng Interbank Offered Rate


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First time home buyer
Home buying process
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Change mortgage loan terms / make partial repayment
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