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Other Mortgage Loans

 
Further Charge/ Re-mortgage
Provide extra cash flow by arranging a further charge (for existing Hang Seng mortgage customers) or re-mortgage (for property owners currently without a mortgage loan) on your properties.

Bridging Loan
Help property owners to upgrade their home by offering ready cash for the down payment of a new home while their existing property is still up for sale or pending completion of sales transaction.
Repayment period of up to six months, or full repayment upon completion of the sale of the existing property, or three months after moving into the new property (whichever is earliest). Only interest repayment is required during the bridging loan period.

Commercial Property Mortgage
Applicable to self-use or leased properties including offices, shops or industrial properties.
Choice of "Straight Line" or "Step-up" repayment plans. You can also choose between monthly and fortnightly mortgage repayments.

Car Park Mortgage
Offer a loan for your car park that is purchased along with your home or at a later time.

The above information is for reference only. Please contact our staff for full details of the related terms and conditions.
 
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Reference Rates

Hang Seng's HKD Prime Rate
Hang Seng Interbank Offered Rate


Useful Information

First time home buyer
Home buying process
Home Buying Tips

Existing mortgage customers
Change mortgage loan terms / make partial repayment
Request/ photocopy of documents


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