 Loans
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| Tax Loan | |
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| Asset Link Secured Overdraft | |
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| Unsecured Overdraft Facility | |
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| Personal Instalment Loan | |
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| Interest-free Instalment Plan | |
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| Credit Counseling Loan | |
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| Personal Revolving Loan | |
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| Top-up Loan | |
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| Vehicle Loan | |
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| Loan Process | |
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| FAQ | |
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| Glossary | |
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| Download Application Forms | |
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Apply for Handy Cash Personal Revolving Loan to enjoy:
Interest
rate of as low as 8% p.a.
First two-year
annual fee waiver(1).
Loan amount of up to HKD600,000 or six times
your monthly salary(2) (whichever is lower).
Minimum monthly repayment of just 3%
of the statement balance or HKD50 (whichever is higher).
Credit limit is restored every time when
payment is made without re-applying.
Approved loan amount will be instantly credited
directly into your designated bank account. Thereafter, you can simply
withdraw the loan from any ATM 24 hours a day with your Hang Seng
Credit Card / Hang Seng Card(3); or make purchases at EPS(4).
A five-year annual fee waiver(5)
on the Hang Seng Credit Card and a welcome gift for new credit cardholders.
Apply online to get the chance to enjoy
the 10% Loan Amount Rebate Offer
upon successful application! Please click here for details, terms and conditions.
Loan Selector
(1)
Annual fee of Handy Cash Personal Revolving
Loan is HKD300. Customers who successfully apply for the loan can
be entitled to a first two years annual fee waiver.
(2)
The final approved loan amount which is calculated
by way of monthly salary multiple is subject to change in accordance
with the circumstances of individual cases.
(3)
Hang Seng Credit Card customers can operate
their loan account with their existing Hang Seng Credit Card (not
applicable to Supplementary Card, Corporate Card and Private Label
Card). A new Hang Seng Card may be issued for customers to operate
the loan account (only applicable to those who indicate on the application
form that they are applying for a Hang Seng Card, or those who have
a credit card already linked to two bank accounts).
(4)
You can withdraw up to HKD20,000 a day from
any ATM. The limit for transfer and EPS transactions can be up to
HKD50,000 a day.
(5)
Both existing and new Hang Seng Credit Card
cardholders can enjoy a five-year annual fee waiver upon loan approval.
New customers can also enjoy the gifts/offers of prevailing credit
card promotions.
Remark:
Hang Seng Bank Limited ("Hang Seng") reserves the right to terminate the offers of this promotion at any time or to vary the same and the related terms and conditions from time to time. The approval of the loan is subject to Hang Seng's final decision. In case of any dispute arising from the above loan and offer, Hang Seng's records shall prevail and the decision of Hang Seng shall be final. For the loan and offer details, interest rates, annualised percentage rates, terms and conditions, please contact Hang Seng's staff or refer to the application form.
Hang Seng Bank Limited ("Hang Seng") reserves the right to terminate the offers of this promotion at any time or to vary the same and the related terms and conditions from time to time. The approval of the loan is subject to Hang Seng's final decision. In case of any dispute arising from the above loan and offer, Hang Seng's records shall prevail and the decision of Hang Seng shall be final. For the loan and offer details, interest rates, annualised percentage rates, terms and conditions, please contact Hang Seng's staff or refer to the application form.
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