 Loans
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| Tax Loan | |
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| Asset Link Secured Overdraft | |
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| Unsecured Overdraft Facility | |
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| Personal Instalment Loan | |
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| Interest-free Instalment Plan | |
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| Credit Counseling Loan | |
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| Personal Revolving Loan | |
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| Top-up Loan | |
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| Vehicle Loan | |
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| Loan Process | |
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| FAQ | |
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| Glossary | |
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| Download Application Forms | |
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Financial Advantages of Hang Seng Asset Link Secured Overdraft Facility
With Hang Seng Asset Link Secured Overdraft Facility, you can consolidate a wide range of assets held at Hang Seng Bank like property, securities, funds, etc. and transform them into an extra boost of cash for the maximization of financial flexibility and advantages :
The following examples show how Hang Seng Asset Link Secured Overdraft Facility can facilitate your financial needs:
Consolidate the assets and transforms
them into liquid cash.
Pledged assets remain freely tradable
or held for long term appreciation, maximizing the growth potential
of your assets.
A wide range of assets can be pledged
and loan ratio can be as high as 95% of the market value of pledged
assets.
Revolving credit line allows flexible
repayment and interest being calculated on the overdrawn amount
is on a daily basis. Repayment can be made anytime according to
individual financial needs with no minimum repayment required.
Online Application and Approval services
are applicable(2)
The following examples show how Hang Seng Asset Link Secured Overdraft Facility can facilitate your financial needs:
Apply for Hang Seng Asset Link Secured Overdraft Facility to enjoy:
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Wide range of assets maintained with the Bank can be pledged with loan ratio as high as 95%(1) :
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Loan Selector
(1)
Hang Seng Bank Limited ("Hang Seng") shall
have absolute discretion to prescribe and change the asset type,
overdraft interest rate and loan ratio for the Asset Link Secured
Overdraft Facility.
(2)
Online Approval Service is applicable to
Asset Link Secured Overdraft Facility with deposit and investment
products as asset type under Integrated Account submitted via Hang
Seng e-banking.
(3)
Only available to customers aged 18 or above
with Integrated Account (including Prestige / Preferred Banking
or "Integrated Account").
Hang Seng reserves the right to terminate or vary the offers and the approval of the Secured Overdraft Facility and the related terms and conditions from time to time. For enquiries or full details of the related terms and conditions, please contact us.
Reference Rate
