 Fabulous Welcome Offers
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Successfully apply for the Card on or before 31 December 2009, you can redeem a LG Portable DVD Player (Model: DP372B) at a special price of HKD888 (i.e. 40% off the original price) by six monthly interest-free instalments(1) (Redemption price: HKD148 x six months). |
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Successfully apply online and you can receive extra $20 Hang Seng Credit Card Cash Dollars for free |
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For details of gift and the related Terms and Conditions, please click here |
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Customers can enjoy a super-low monthly handling fee of as low as 0.45%(1)(2) for an Interest-free Cash Instalment Plan within the first three months after new card issuance |
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For details of Interest-free Cash Instalment Plan and the Terms and Conditions, please click here |
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Perpetual Annual Fee Waiver(3) for both Principal and Supplementary Card customers |
| Terms and Conditions: |
| (1) |
If you fail to make full repayment of the statement balance specified in your credit card account statement on or before the payment due date, you shall pay finance charge on all outstanding balance on your credit card account pursuant to the relevant credit card cardmember agreement. You shall pay a finance charge on any monthly instalment amount due but unpaid at the prevailing interest rate applicable to your credit card account from the post date of such monthly instalment. For details, please refer to the Important Note on the credit card application form. |
| (2) |
Interest-free Cash Instalment Plan is not applicable to full-time student and Supplementary Card applicants. The annualised percentage rate for 0.45% monthly handling fee calculated based on the requirement of the Code of Banking Practice as follows: 9.60% for six months, 10.28% for 12 months, 10.47% for 18 months, 10.52% for 24 months, 10.50% for 36 months. For details of the Interest-free Cash Instalment Plan and other Terms and Conditions, please refer to the Instalment Plan application form attached with the new card. |
| (3) |
Applicant can enjoy Perpetual Annual Fee Waiver for one Hang Seng Credit Card only. Applicant who does not own and has not owned any personal Credit Card Principal Card issued by Hang Seng Bank Limited (“Hang Seng”) in the past six months, and who is applying for his/her first Hang Seng Credit Card, will be entitled to a Perpetual Annual Fee Waiver; otherwise, one-year Annual Fee Waiver will be offered. Supplementary Card customers can enjoy the same annual fee waiver as the Principal Card customer when applied at the same time. Supplementary Card application is not applicable to Full-time Student Principal Card customers. |
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Exclusive Privileges for School of Continuing and Professional Studies The Chinese University of Hong Kong Credit Card |
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Part of the total spending of Principal and Supplementary Card customers will be donated to School of Continuing and Professional Studies The Chinese University of Hong Kong ("SCS CUHK") for its development. |
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Enjoy a 6-month or 12-month interest-free instalment privilege on tuition fees when you enrol in any SCS CUHK courses at HKD2,000 or above(1) |
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Save more by using Cash Dollars to pay for tuition fees when enrolling in SCS CUHK courses. |
| Terms and Conditions: |
| (1) |
If the programme consists of more than one module, applicant may enjoy the interest-free instalment plan only when the tuition fee of each individual module costs HKD2,000 or above. For instalment amount of HKD2,000-4,999, customer can enjoy handling fee waiver. For instalment amount of HKD5,000 or above (excluding the related one-off handling fee), customer is required to pay the one-off handling fee for interest-free instalment plan. The one-off handling fee will be 2% of the total instalment amount for a six-month instalment plan, and 2.5% of the total instalment amount for a 12-month instalment plan. The one-off handling fee will be posted in full to the relevant credit card account on a date to be decided at the sole discretion of Hang Seng. Hang Seng reserves the right to change the handling fee. |
Other Privileges
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For every HKD250 card spending or cash advance made with your card, you will earn $1 Cash Dollar which can be used as instant cash(1) at over 3,300 designated merchant outlets throughout Hong Kong. You can also use Cash Dollars to redeem gifts or cash coupons. |
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Enjoy year-round discounts of up to 50% at over 3,700 merchant outlets in Hong Kong |
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Enjoy interest-free instalment offers of up to 24 months at over 8,000 merchant outlets in Hong Kong |
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Customers can be entitled to a Monthly Fee Waiver on their Integrated Accounts during the period of studies. An additional Monthly Fee Waiver for the first three years immediately after graduation will be given to those students who maintain their Integrated Accounts(2) |
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Free access to Personal e-Banking |
| Terms and Conditions: |
| (1) |
Use of Cash Dollars is subject to the Terms and Conditions for the Hang Seng Credit Card Membership Rewards Programme. For details, please call our 24-hour Hang Seng Credit Card Marketing Enquiry Hotline 2998 6868. Cash Dollars are not applicable at designated merchants' counters in department stores, and selected outlets of individual designated merchants. Individual designated merchant requires minimum spending for redemption of Cash Dollars. Please check with the respective merchants for details. |
| (2) |
Only applicable to full-time students of SCS CUHK. To enjoy the offer, students shall present valid student identity cards. After the fee waiver period, a Monthly Fee will be charged according to the fee schedule for holding the Hang Seng Integrated Account prevailing at that time. |
If you are a full-time student(1) of SCS CUHK, you are eligible to apply for a MasterCard or Visa Card.
If you are a non full-time student, alumnus or full-time staff of SCS CUHK, you are eligible to apply for a Gold MasterCard, Visa Gold Card, MasterCard or Visa Card. |
| Terms and Conditions: |
| (1) |
If you wish to apply for Gold MasterCard or Visa Gold Card, please submit income/asset proof. |
| Apply online now and submit copies of your HKID Card and income proof of the latest month (please submit copies of your HKID Card and relevant Student ID Card if you are a full-time student applicant). |
| Note: |
All products, services and information regarding this promotion are directly supplied to customers by the suppliers who are solely responsible for all related obligations and liabilities. Hang Seng reserves the right to vary or terminate the offers and to amend the Terms and Conditions of the offers from time to time. |
For enquiry, please call 2822 0228. |
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