Traditional Chinese
 

MPOWER Card


Hang Seng MPOWER Card ─ Get the MPOWER Card to have fun with its countless trendy offers and entertainment benefits!
Fabulous Welcome Offers
Exclusive Privileges of MPOWER Card
Hang Seng Credit Card Rewards Programme and Other Privileges
MPOWER Card – For Full-time University / Tertiary Education Students

Apply Online
Personal e-Banking Customer
Other Customer
Apply for Credit Card with Priority Approval
Personal e-Banking Customer
Other Customer

Fabulous Welcome Offers


Successfully apply for the Card on or before 31 December 2009, you can redeem a LG Portable DVD Player (Model: DP372B) at a special price of HKD888 (i.e. 40% off the original price) by six monthly interest-free instalments(1) (Redemption price: HKD148 x six months)
Successfully apply online and you can receive extra $20 Hang Seng Credit Card Cash Dollars.
For details of gifts and the Terms and Conditions, please click here.
Customers can enjoy a monthly handling fee of as low as 0.45%(1)(2) for an Interest-free Cash Instalment Plan within the first three months after new card issuance.
For details of Interest-free Cash Instalment Plan and the Terms and Conditions, please click here.
Three-year Annual Fee Waiver(3) for both Principal and Supplementary Card customers.

Terms and Conditions
(1) If you fail to make full repayment of the statement balance specified in your credit card account statement on or before the payment due date, you shall pay finance charge on all outstanding balance on your credit card account pursuant to the relevant credit card cardmember agreement. You shall pay a finance charge on any monthly instalment amount due but unpaid at the prevailing interest rate applicable to your credit card account from the post date of such monthly instalment. For details, please refer to the Important Note on the credit card application form.
(2) Interest-free Cash Instalment Plan is not applicable to full-time student and Supplementary Card applicants. The annualised percentage rate for 0.45% monthly handling fee calculated based on the requirement of the Code of Banking Practice as follows: 9.60% for six months, 10.28% for 12 months, 10.47% for 18 months, 10.52% for 24 months, 10.50% for 36 months. For details of the Interest-free Cash Instalment Plan and other Terms and Conditions, please refer to the Instalment Plan application form attached with the new card.
(3) Applicant who does not own and has not owned any personal Credit Card Principal Card issued by Hang Seng Bank Limited ("Hang Seng") in the past six months, and who is applying for his/her first Hang Seng Credit Card, will be entitled to a Three-year Annual Fee Waiver; otherwise, one-year Annual Fee Waiver will be offered. Perpetual Annual Fee Waiver will be offered for Hang Seng Integrated Account / Auto-payroll Service / Residential Mortgage (except Industrial / Commercial Property) Customers.


Exclusive Privileges of MPOWER Card


Four card faces to reflect four distinctive styles. Select the card face that best reflects your own character and lifestyle!
You can enjoy priority ticket offers of popular concerts and trendy shows to meet your favourite idols up closely and listen to their great songs anytime. It’s an experience you won’t want to miss.


Hang Seng Credit Card Rewards Programme


For every HKD250 card spending or cash advance made by your card, you will earn $1 Hang Seng Cash Dollar which can be used as instant cash(1) at over 3,300 designated merchant outlets throughout Hong Kong. You can also use Cash Dollars to redeem gifts or cash coupons.
You can also accumulate Annual Fee Waiver Spending to enjoy Annual Fee Waiver(2) by making retail purchase or cash advance with the card.
Enjoy year-round discounts of up to 50% at over 3,700 merchant outlets in Hong Kong
Enjoy interest-free instalment offers of up to 24 months at over 8,000 merchant outlets in Hong Kong
Free access to Personal e-Banking

Terms and Conditions
(1) Use of Cash Dollars is subject to the Terms and Conditions of Hang Seng Credit Card Membership Rewards Programme. For details, please call our 24-hour Hang Seng Credit Card Marketing Enquiry Hotline 2998 6868. Cash Dollars are not applicable at designated merchants' counters in department stores, and selected outlets of individual designated merchants. Individual designated merchant requires minimum spending for redemption of Cash Dollars. Please check with the respective merchants for details.
(2) Annual Fee Waiver Spending requirement: HKD20,000 (Full Fee Waiver), HKD10,000 (Half Fee Waiver). The accumulation of Annual Fee Waiver Spending of Principal Card and Supplementary Card will be calculated separately.


MPOWER Card - For Full-time University / Tertiary Education Students


Customer must be a full-time student(1) of accredited education institutions in Hong Kong(2).
Enjoy all the above offers for MPOWER Card customers
Original and Chic cards are produced by environmental-friendly plastic for your card face selection.

Terms and Conditions
(1) Supplementary Card application is not applicable to full-time student applicants.
(2) MPOWER Card Student Card is only applicable to full-time University/Tertiary students attending certificate-level or above course (exclude Project Yi Jin) offered by following accredited education institutions and their subsidiaries, including accredited universities in Hong Kong, The Hong Kong Institute of Education, Chu Hai College of Higher Education, Vocational Training Council, The Hong Kong Institute of Vocational Education, Hang Seng School of Commerce, Hong Kong Academy for Performing Arts, Caritas Francis Hsu College, Caritas Bianchi College of Careers, Hong Kong Institute of Technology, Po Leung Kuk Community College or Hong Kong College of Technology.


Apply online now and submit copies of your HKID Card and income proof of the latest month (please submit copies of your HKID Card and relevant Student ID Card if you are a full-time student applicant).

Note: All products, services and information regarding this promotion are directly supplied to customers by the suppliers who are solely responsible for all related obligations and liabilities. Hang Seng reserves the right to vary or terminate the offers and to amend the Terms and Conditions of the offers from time to time.

For enquiry, please call 2822 0228.

 
e-Banking
Personal e-Banking
Logon Register Now
Know More
Useful Information

Switch to e-Statement Service
Card Benefits Directory for New Customer


Contact Us

Customer Service Hotline 2822 0228
24-Hour Report Lost Card Hotline 2836 0838
E-mail us
Visit our branches



Important Message to Readers and Internet Privacy Policy Statement
© Hang Seng Bank Limited