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Hang Seng Credit Card


Hang Seng Credit Card ─ A wide range of exclusive offers and rewards for your enjoyment!
Fabulous Welcome Offers
Hang Seng Credit Card Rewards Programme
Exclusive Privileges for Hang Seng JCB Card
Other Privileges

Apply Online
Personal e-Banking Customer
Other Customer
Apply for Credit Card with Priority Approval
Personal e-Banking Customer
Other Customer

Fabulous Welcome Offers


Successfully apply for a Hang Seng Credit Card on or before 31 December 2009, you can redeem a LG Portable DVD Player (Model: DP372B) at a special price of HKD888 (i.e. 40% off the original price) by six monthly interest-free instalments(1) (Redemption price: HKD148 x six months).
Successfully apply online and you can receive extra $20 Hang Seng Credit Card Cash Dollars
For details of gifts and the Terms and Conditions, please click here.
Customers can enjoy a super-low monthly handling fee of as low as 0.45%(1)(2) for an Interest-free Cash Instalment Plan within the first three months after new card issuance
For details of Interest-free Cash Instalment Plan and the Terms and Conditions, please click here.
Three-year Annual Fee Waiver(3) for both Principal and Supplementary Card customers

Terms and Conditions:
(1) If you fail to make full repayment of the statement balance specified in your credit card account statement on or before the payment due date, you shall pay finance charge on all outstanding balance on your credit card account pursuant to the relevant credit card cardmember agreement. You shall pay a finance charge on any monthly instalment amount due but unpaid at the prevailing interest rate applicable to your credit card account from the post date of such monthly instalment. For details, please refer to the Important Note on the credit card application form.
(2) The annualised percentage rate for 0.45% monthly handling fee calculated based on the requirement of the Code of Banking Practice as follows: 9.60% for six months, 10.28% for 12 months, 10.47% for 18 months, 10.52% for 24 months, 10.50% for 36 months. For details of the Interest-free Cash Instalment Plan and other Terms and Conditions, please refer to the Instalment Plan application form attached with the new card.
(3) Applicant who does not own and has not owned any personal Credit Card Principal Card issued by Hang Seng Bank Limited ("Hang Seng") in the past six months, and who is applying for his/her first Hang Seng Credit Card, will be entitled to a Three-year Annual Fee Waiver; otherwise, One-year Annual Fee Waiver will be offered. Supplementary Card customers can enjoy the same annual fee waiver as the Principal Card customer when applied at the same time.


Hang Seng Credit Card Rewards Programme


For every HKD250 card spending or cash advance made with your card, you will earn $1 Cash Dollar which can be used as instant cash(1) at over 3,300 designated merchant outlets throughout Hong Kong. You can also use Cash Dollars to redeem gifts or cash coupons.
You can also accumulate Annual Fee Waiver Spending to enjoy Annual Fee Waiver(2) by making retail purchase or cash advance with the card.

Terms and Conditions:
(1) Use of Cash Dollars is subject to the Terms and Conditions for the Hang Seng Credit Card Membership Rewards Programme. For details, please call our 24-hour Hang Seng Credit Card Marketing Enquiry Hotline 2998 6868. Cash Dollars are not applicable at designated merchants' counters in department stores, and selected outlets of individual designated merchants. Individual designated merchant requires minimum spending for redemption of Cash Dollars. Please check with the respective merchants for details.
(2) Annual Fee Waiver Spending required: Gold Card - HKD40,000 (Full Fee Waiver), HKD20,000 (Half Fee Waiver); Classic Card - HKD20,000 (Full Fee Waiver), HKD10,000 (Half Fee Waiver). The accumulation of Annual Fee Waiver Spending of Principal Card and Supplementary Card will be calculated separately.


Exclusive Privileges for Hang Seng JCB Card


Privileged services when visiting Japan
- For details, please visit www.jcb-global.com/english/brand/yutai/index.html
The JCB Plaza network spans 31 major cities around the world
- For details on the services and contacts in other regions, please visit www.jcbusa.com/plaza.html
JCB Airport Lounge


Other Privileges


Enjoy year-round discounts of up to 50% at over 3,700 merchant outlets in Hong Kong
Enjoy interest-free instalment offers of up to 24 months at over 8,000 merchant outlets in Hong Kong
Low interest / interest-free instalment offer / spending instalment offer
Octopus Automatic Add-Value Service
Free access to Personal e-Banking service
Cash Advance Service


Apply online now and submit copies of your HKID Card and income proof of the latest month.

Note: All products, services and information regarding this promotion are directly supplied to customers by the suppliers who are solely responsible for all related obligations and liabilities. Hang Seng reserves the right to vary or terminate the offers and to amend the Terms and Conditions of the offers from time to time.

For enquiry, please call 2822 0228.



 
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