Three-year Annual Fee Waiver(1) for both Principal and Supplementary Card customers
Terms and conditions:
Applicant who does not own and has not owned any personal Credit Card Principal Card issued by Hang Seng Bank Limited ("Hang Seng") in the past six months, and who is applying for his/her first Hang Seng Credit Card, will be entitled to a Three-year Annual Fee Waiver; otherwise, One-year Annual Fee Waiver will be offered. Supplementary Card customers can enjoy the same annual fee waiver as the Principal Card customer when applied at the same time.
For every HKD250 spending with your card, you will earn $1 Hang
Seng Credit Card Cash Dollar(1) that can be used as instant cash(2)
at thousands of designated merchant outlets of Hang Seng Credit Card
Cash Dollars. You can also use Cash Dollars to redeem
gifts or cash coupons.
You will earn Merchant Dollars(1) of the specific merchant on top of Cash Dollars for every spending at the Merchant Dollars designated merchants. You can use the cumulative Merchant Dollars and Cash Dollars as cash(2) concurrently for the next purchase at the same designated merchants to enjoy double savings! For details, please click here.
You can also accumulate Annual Fee Waiver Spending to enjoy Annual Fee Waiver(3) by making retail purchase or cash advance with the card.
Use of Cash Dollars and / or Merchant Dollars is subject to the Hang Seng Credit Card Membership Rewards Programme and / or other relevant terms and conditions. For details, please call our 24-hour Hang Seng Credit Card Marketing Enquiry Hotline 2998 6899.
Cash Dollars and / or Merchant Dollars are not applicable at designated merchants' counters in department stores, and selected outlets of individual designated merchants. Individual designated merchant requires minimum spending for redemption of Cash Dollars and / or Merchant Dollars. Please check with the respective merchants for details.
Annual Fee Waiver Spending requirment: HKD20,000 (Full Fee Waiver), HKD10,000 (Half Fee Waiver). The accumulation of Annual Fee Waiver Spending of Principal Card and Supplementary Card will be calculated separately.
Apply online now and submit copies of your HKID Card and income proof of the latest month (please submit copies of your HKID Card and relevant Student ID Card if you are a full-time student applicant).
All products, services and information regarding this promotion are directly supplied to customers by the suppliers who are solely responsible for all related obligations and liabilities. Hang Seng reserves the right to vary or terminate the offers and to amend the Terms and Conditions of the offers from time to time.