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enJoy Card


More Year-round Discount Offers
For Greater Deals in Shopping and Dining
enJoy Card, brought to you by the Jardine Matheson Group and Hang Seng Bank, is delighted to introduce you to an extensive spending network with even more savings. The Card now allows you to enjoy exclusive year-round discounts and offers at over 1,000 merchant outlets of IKEA, Mannings, Maxim's Group, Pizza Hut, Wellcome, Arome Bakery, Genki Sushi and sen-ryo. In addition to 2x enJoy Dollars, you can also benefit from various Hang Seng Credit Card spending privileges, so you can enJoy every day, enJoy everywhere!



enJoy Plentiful Welcome Gifts
enJoy Card Rewards Programmes and Exclusive Year-round Discount Offers
Wide Visa payWave Merchant Network
enJoy Other Privileges
enJoy Spending Card
enJoy Private Label Card

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enJoy Plentiful Welcome Gifts


Apply on or before 31 December 2009 and upon card approval, you can receive up to a total of HKD1,500 Designated Merchant Coupons, plus $150 enJoy Dollars or 40% discount by 6-month interest-free(1) instalment on LG Portable DVD Player
Apply for a Supplementary Card at the same time to receive extra $50 enJoy Dollars
Apply online on or before 31 December 2009 and upon card approval, Platinum Card customer can receive an extra Kyodo Coffee Maker, Classic Card customer can receive extra $20 enJoy Dollars
Principal and Supplementary Card customers will also enjoy perpetual annual fee waiver
New customer can enjoy a monthly handling fee of as low as 0.39%(1) if you applied for the Interest-free Cash Instalment-Plan within the first 3 months of card issuance for shopping, travelling, further studies or by paying off high interest-bearing outstanding balances on other credit cards
For details of gifts and Interest-free Cash Instalment Plan and the related Terms and Conditions, please click here.

(1) If you fail to make full repayment of the statement balance specified in your enJoy Card account statement on or before the payment due date of each month, you shall pay finance charge and other charges on any monthly instalment amount due but unpaid at the prevailing interest rate applicable to your enJoy Card account from the post date of such monthly installment. For details, please refer to the Important Note of the related credit card application form.


enJoy Card Rewards Programmes and Exclusive Year-round Discount Offers


You are entitled to 2x enJoy Dollars for spending with your Card at the enJoy Card Designated Merchants, i.e. HKD200 = $2 enJoy Dollars. Accumulated enJoy Dollars can be used as cash(1) for the next purchase at the Designated Merchants. The more you spend, the more rewards you will earn! For enJoy Card Designated Merchant list, please click here
For every HKD200 card spending at merchant outlets other than the enJoy Card Designated Merchants, or cash advance(2) made with your card, you can earn $1 Cash Dollar(3) which can be used as instant cash(1) at over 3,300 designated merchant outlets of Cash Dollars, including 1,000 enJoy Card Designated Merchant outlets all over the town
When you spend with your Card at the enJoy Card Designated Merchants, both the accumulated enJoy Dollars and Cash Dollars can be used as cash concurrently within the same transaction; so you can save even more every time you shop. For details, please click here
Spend with your enJoy Card at enJoy Card Designated Merchants to enjoy an array of discount offers all year round. For details, please click here

(1) Use of enJoy Dollars and Cash Dollars is subject to the Terms and Conditions for the Hang Seng Credit Card Membership Rewards Programme. For details, please call our 24-hour Hang Seng Credit Card Marketing Enquiry Hotline 2998 6868.
(2) Not applicable to enJoy Spending Card and Private Label Card.
(3) Except enJoy Card Designated Merchants.


Wide Visa payWave Merchant Network


enJoy Card is a credit card with built-in Visa payWave contactless transaction function(1) . For all card spending of HKD500 or below at any Visa payWave accepted merchants, simply wave your enJoy Card on the card sensor, with no signature required,(2) making the transaction process faster and more convenient than ever. The network of Visa payWave accepted merchants is expanding in town, you can use enJoy Card to earn 2x enJoy Dollars and enjoy year-round discount offers for making this kind of transaction at enJoy Card Designated Merchants

(1) Visa payWave contactless transaction function is not applicable to Maxim's Chinese restaurants, m.a.x. concepts restaurants, Pizza Hut, Genki Sushi and sen-ryo. Besides, if customer redeems enJoy Dollars or Cash Dollars in a transaction, Visa payWave transaction is also not applicable. Customer must sign the credit card sales slip as usual. Moreover, Visa payWave contactless transaction function is not applicable to enJoy Spending Card and Private Label Card.
(2) Transaction over HKD500 has to go through the normal credit card spending transaction procedures and customer must sign on the credit card sales slip in order to complete the payment transaction.


enJoy Other Privileges


Exclusive Platinum Card privileges(1) include:
- Enjoy an instant 15% discount at the designated restaurants of Conrad Hong Kong, Island Shangri-La, Hong Kong, Kowloon Shangri-La, Hong Kong and InterContinental Hong Kong
- Enjoy up to 5% cash rebate upon purchase of Techron® gasoline at Caltex
- Enjoy discounts of up to 50% at over 4,100 merchant outlets in Hong Kong throughout the year
- Reserved private VIP Box at Happy Valley Racecourse exclusively for you, so you can enjoy exquisite food and fine wines while watching the exciting races
- Enjoy year-round free access to golf courses in many countries including China, Thailand and Japan, etc
- Visa Card Global Customer Assistance Services Toll Free Number

(1) For details, Terms and Conditions of Platinum Card privileges, please visit hangseng.com/yrselected.


enJoy Spending Card


enJoy Spending Card is linked to your personal Hang Seng Hong Kong Dollar deposit account; upon spending at any merchant, transaction amount will be debited to the enJoy Spending Card account instantly
Whenever your card account balance falls below the required amount for a transaction, your enJoy Spending Card will be automatically reloaded to settle the payment
You can also earn enJoy Dollars and Cash Dollars and enjoy exclusive year-round discount offers at over 1,000 enJoy Card Designated Merchants and 3,300 Cash Dollars designated merchants

Notes:
- enJoy Spending Card account is a non-interest bearing account. Funds maintained in the enJoy Spending Card account are not protected deposit and are not protected by the Deposit Protection Scheme in Hong Kong, and the repayment of such funds is not guaranteed by the Hong Kong SAR Government's Exchange Fund.
- The amount of each auto top-up is HKD300 and HKD500, depending on your choice upon application. The daily and monthly auto top-up limits are HKD1,000 and HKD30,000 respectively.
- If the balance of your deposit account linked to the enJoy Spending Card is insufficient to cover the automatic reload, the auto top-up service will be cancelled. The relevant transaction will also be cancelled as a result of insufficient balance in the enJoy Spending Card.
- Visa payWave contactless transaction function and "Octopus Automatic Add-Value Service" are not applicable to enJoy Spending Card.


enJoy Private Label Card


enJoy Private Label Card(1) can only be used at enJoy Card Designated Merchants
Principal Card customer can apply Supplementary Private Label Card to family members or domestic helpers. You can also pre-set the spending limit for them to purchase daily necessities

(1) Cash Dollars, enJoy Dollars, Visa payWave contactless transaction function and "Octopus Automatic Add-Value Service" are not applicable to Principal and Supplementary Private Label Card.


Remarks:
"Maxim's" and any name, logo or trademark of Maxim's restaurants referred to herein belong to Maxim's Caterers Limited, a company operating in Hong Kong.

For enquiry, please call 2822 0228.
 
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