Hang Seng Preferred
Banking’s all-in-one service helps manage and grow
your wealth through:
|The Monthly Service Fee will be based on
your Total Relationship Balance(1) over the
past calendar month.
HKD200,000 or above
HKD50,000 to HKD199,999
If you use the
Integrated Account of Preferred Banking for set-up your
auto-payroll(2); have holdings placed in the
subsidiary investment account of Preferred Banking(3);
or hold a valid designated life insurance plan distributed
by Hang Seng Bank Limited as an agent(4), you
can enjoy a Monthly Fee Wavier simply by maintaining a
monthly Total Relationship Balance at or above HK$20,000
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The Total Relationship
Balance is the monthly aggregate balance of the daily
average of all deposits, gold accounts, securities,
investment funds, utilized overdraft facilities, credit
card cash advances, outstanding balance of personal loans
and the accumulated premiums paid for the designated life
insurance plans distributed by Hang Seng Bank as an agent
as well as Hang Seng MPF balance. For sole name Integrated
Account holders, their other joint name account(s) will
also be included.
Please contact your employer
to make the necessary arrangements. As a valid
Auto-payroll account, Integrated Account of Preferred
Banking must have Auto-payroll transactions for at least
two months within the three months' period prior to the
monthly fee collection date. The monthly fee waiver is applicable to customers who have payroll transactions in HKD only.
Holdings (include designated
Securities or Investment Fund) in the subsidiary
Investment Account of Preferred Banking must be transacted
at or before month end, and deposited to the account for
not less than one day.
The designated life insurance
plan must still be valid at each month end. For
joint-named Preferred Banking Account, each account
holders must hold a valid life insurance plan.
Customers can enjoy the
monthly fee waiver in the following month if he/she
maintains a monthly Total Relationship Balance of
HK$20,000 or above (or its equivalent) and fulfills the
designated criteria in the past calendar month. If
customer cancels or does not fulfill the designated
criteria, the standard monthly fee for the Preferred
Banking will be applied. Please contact our branch staff
for offer details and relevant terms and conditions.
Hang Seng Bank Limited (the
"Bank") reserves the right to suspend, vary or
discontinue any offers and services at anytime without
further notice. The Bank also reserves the right to revise
any interest rates, fees and charges from time to time
subject to the Bank's notice for any such variation. In
case of dispute, the decision of the Bank shall be final.