These are structured products involving derivatives. The investment decision is yours but you should not invest in a structured product unless the intermediary who sells it to you has explained to you that the product is suitable for you having regard to your financial situation, investment experience and investment objectives.
Nothing herein shall constitute as offers or solicitation of offers to buy or sell foreign exchange contracts, securities, financial instruments or other investments. This is not intended to provide investment advice and should not be relied upon in that regard. The products mentioned herein may not be suitable for all investors. Investors must make investment decisions based on their own investment objectives, financial position and particular needs and consult their own independent investment advisers where necessary. Investment involves risk. Investors should read the offering documents and the relevant risk disclosure statement before making any investment decision. Investors should note that value of investments can go down as well as up and past performance is not necessarily indicative of future performance.
Structured product is not normal time deposit and thus should not be considered as normal time deposit or its derivative. Structured product is not a protected deposit and is not protected by the Deposit Protection Scheme in Hong Kong.
Investment in structured products is subject to the credit risk of the Bank.