|
Earn Attractive Interest Returns
You can earn credit
interest in your IBS Savings Account
at the same rate as your mortgage
interest(1) during the
mortgage period
To give you maximum flexibility,
you can link up to three mortgage
loans to your IBS Account(2)
and get high returns from your total
savings
Notes :
(1)
The IBS
Savings Account offers a preferential
interest rate for an amount of up
to 50% of the mortgage loan outstanding
principal. The cap will be adjusted
according to the mortgage loan outstanding
principal. Hang Seng Bank's (“the
Bank”) standard savings rate
will be applied on savings deposits
exceeding the cap.
(2)
If more than one mortgage
loan is linked to the IBS Account,
the preferential savings rates will
be applied in the same descending
order as the mortgage rates. Preferential
savings rate(s) for the IBS Savings
Account will be terminated upon payment
default of any one of the mortgage
loan(s). The minimum mortgage loan
size is HKD1,000,000 and it is subject
to standard mortgage fees and charges.
Loan approval is entirely
at the discretion of the Bank. The
Bank reserves the right to adjust
any interest rates, fees, charges,
special offers and other terms and
conditions from time to time.
Important Message to Readers and Internet Privacy Policy Statement
© Hang Seng Bank Limited
© Hang Seng Bank Limited
